Your hard-earned money deserves a good home; Twin Valley Bank has the right savings option for you. Our savings accounts are a flexible, simple way to put money aside while maintaining access to your funds and earn interest on your balance.
Please see comparison chart for account details.
| Hometown Savings * | Presidential Savings * | |
|---|---|---|
| Minimum deposit to open | $100 | $1,000 |
| Minimum balance requirement to avoid monthly service charge | $100 | $100 |
| Monthly Service Charge (If balance falls below minimum) | $5 | $5 |
| Interest Bearing | Yes | Yes Tiered Rate Structure |
| Online Banking | Yes | Yes |
| Online Bill Pay | No | No |
| Mobile Banking | Yes | Yes |
| ATM Card | Yes | Yes |
| Zelle | No | No |
Make the Christmas season a time of joy, not financial stress. Open a Christmas Club account with as little as $5 a week and make deposits every week for 49 weeks. The 50th week will be credited in the form of interest. Mid-October we’ll send you a check or credit your checking or savings account for the balance, so you’ll have plenty of time to get your Christmas shopping done.
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Details
*Can only be opened late October thru January 31st
**You will receive an amount equal to the Club agreement set up at account opening as interest for the final deposit, provided that all 49 deposits have been paid. If you close the account prior to the 49th payment due date or fail to make all 49 payments, you will not receive the interest.
CDs are an excellent savings tool with options to fit your specific goals. You can easily keep your money safe for a fixed amount of time, while earning a higher interest rate than a checking or savings account.
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Whether your retirement plans include spending time with the grandkids or traveling the world — it’s never too early to start thinking about the future. Start saving today with a Traditional or Roth IRA from Twin Valley Bank. Our IRAs are set up in the form of Certificates of Deposit which are available in a variety of terms.
*Consult your tax professional for more information on contribution limits and deductibility.