Whether you’re just starting out with your first checking account or looking to earn interest and other benefits, we make it easy to choose from accounts designed to meet your unique lifestyle and financial needs.
A money market account is a great way to earn interest and still maintain access to your money for transfers and withdrawals. The account is tiered to pay higher rates on larger balances.
Please see comparison chart for account details.
| Hometown Choice | Hometown Rewards | Hometown Student | Hometown Proud | Hometown Money Market *** | |
|---|---|---|---|---|---|
| Eligibility Requirement | None | None | Ages 14-24 ** | Ages 50+ | None |
| Minimum Deposit to Open | $50 | $50 | $0.00 | $50 | $1,000 |
| Minimum Balance Requirement to avoid monthly service charge | None | None | None | None | $1,000 |
| Monthly Service charge (If balance falls below minimum) | None | None | None | None | $20 |
| Paper Statement Fee | $3 | $3 | $3 | None | None |
| Interest Bearing | No | Yes | No | Yes – On balances of $1,000 or greater | Yes |
| Free 3x5 Safe Deposit Box | No | No | No | Yes (Where available and while inventory lasts) | No |
| Waived foreign ATM fees (non-TVB owned ATMs) | No | No | Yes * | Yes * | No |
| Online Banking | Yes | Yes | Yes | Yes | Yes |
| Online Bill Pay | Yes | Yes | Yes | Yes | No |
| Mobile Banking | Yes | Yes | Yes | Yes | Yes |
| Debit Card | Yes | Yes | Yes | Yes | No |
| Card Valet | Yes | Yes | Yes | Yes | No |
| Zelle | Yes | Yes | Yes | Yes | No |