Checking

As a longtime community bank, Twin Valley Bank is committed to meeting the banking needs of our customers. We offer a variety of checking accounts designed to fit your lifestyle and make managing your finances easier.

Checking Accounts

Whether you’re just starting out with your first checking account or looking to earn interest and other benefits, we make it easy to choose from accounts designed to meet your unique lifestyle and financial needs. Please see comparison chart for account details.

Money Market

A money market account is a great way to earn interest and still maintain access to your money for transfers and withdrawals. The account is tiered to pay higher rates on larger balances. Please see comparison chart for account details.

Compare Our Accounts

Account Type	Free Advantage	Harvest Advantage	Hero Advantage	Regular Checking	Silver Advantage	Money Market
Eligibility Requirement	N/A	N/A	Firefighters, Law Enforcement, Veterans, Active- Duty Military, EMT and Teachers	N/A	Must be 50 years or older to qualify	N/A
Opening Deposit	$50	$1,000	$50	$50	$50	$1,000
Minimum Balance Requirement to avoid monthly service charge	None	$1,000	None	None	None	$1,000
Monthly Service charge	None	$20 fee assessed if balance drops below $1,000	None	$6	None	$20 fee assessed if balance drops below $1,000
Interest Bearing	No	Yes	No	No	Yes – On balances of $1,000 or greater	Yes
Unlimited check writing	Yes	Yes	Yes	Yes	Yes	No^**
Free Check Orders	Yes - First order only with direct deposit. Wallet checks from Checks-for -Less only	No	Yes - Wallet checks from Checks-for-Less only	No	Yes - Wallet checks from Checks-for-Less only	No
Waived Fee for Money orders or cashier checks	No	No	Yes	No	Yes	No
Fee 3x5 Safe Deposit Box (Where available and while inventory lasts)	No	No	Yes	No	Yes	No
Waived foreign ATM fees (non-TVB owned ATMs)	No	No	Yes - No TVB Fee. Foreign ATM fee may apply	No	Yes - No TVB Fee. Foreign ATM fee may apply	No
Online Banking	Yes	Yes	Yes	Yes	Yes	Yes
Online Bill Pay	Yes	Yes	Yes	Yes	Yes	No
Mobile Banking	Yes	Yes	Yes	Yes	Yes	Yes
Debit Card^*	Yes	Yes	Yes	Yes	Yes	No
CardValet	Yes	Yes	Yes	Yes	Yes	No
Zelle	Yes	Yes	Yes	Yes	Yes	No

*Debit card subject to approval
**You may make no more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, debit card and similar transactions from your Money Market account per month or statement cycle.

Open Your Account Today!

Call 937-839-4628 to learn more or visit one of our locations to open your account today. We make switching easier with ClickSWITCH.

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